What is Liability Insurance?

Liability insurance is the backbone of all insurance policies whether it’s your commercial building insurance, or whether it’s your commercial auto policy.  It’s designed to protect you against allegations of neglect or wrong doing by you or your employees from your product or by your company.

The wordings within the industry is not standard so it’s very important to be making sure that you have the proper wording for your company.  A lot of the insurance companies offer basic wordings which keeps your cost down but does not necessarily protect your company as you need it to be.