Posted by: Donnell Insurance | Posted on: July 29th, 2012 | 0 Comments
Have you ever wondered if you could be benefit by hiring an Insurance Broker rather than trying to figure out the best policy all by yourself?
When it comes to insurance, we either seek referrals from friends or family, or trust the insurer’s representative when you call for information. A popular perception is that without an insurance broker, one can get a better policy or premium without having to pay for any service charges. However, the gamut of services and benefits that an Insurance Broker can offer you is unquestionably unparallel and worth of every cent paid towards the charges.
- The first benefit of hiring an insurance broker is the sheer number of options that you can get as an applicant. An insurance broker would have numerous policies available which saves you an incredible amount of time researching multiple companies one at a time.
- Research, resources and information is essential to selecting the right policy. An insurance broker would be aware of the laws, the insurance companies, trends in the industry and would be able to offer you any insights that you may be seeking. From this perspective, an insurance broker can be a trusted aid at all stages.
- There is no way to compare various insurance companies and policies unless you get an unbiased opinion. Using online comparison tools may not be able to offer you a perfect reasoning and could be biased or sponsored by a specific company. An insurance broker can offer you an unbiased opinion and select the best policy for you considering your circumstances, expectations and budget.
- If and when you look at switching insurance companies, an insurance broker can be your best friend. The entire exercise of choosing an insurance policy and going through all the hassles resurface when we intend to switch from one insurer to another. All these tasks can be conveniently accomplished if you have an insurance broker you trust.
Contact us today to find a policy that’s right for you. We’re here to help!
Posted by: Donnell Insurance | Posted on: July 25th, 2012 | 0 Comments
Many renters we speak to are generally skeptical about getting renters insurance because they are unsure as to whether they really need it or if it is just another expense. Many of us are on a tight budget, so insurance may not seem like a necessity, but it buys peace of mind in the case of fire or theft. Just like all insurance it is there when you need it, but the hope is you never will.
Having renters or tenant insurance can really save you in a pinch. There is so much that can go wrong and since you are not the person that carries the home owners policy you will not get any kind of compensation for your lost or damaged property. Home owners have insurance to ensure they will be compensated for their lost or damaged goods inside their home in case of a fire, flood, burglary, etc… Renters insurance will do the same for the tenants personal belongings not usually covered by the landlords or the homeowners insurance.
Renters insurance doesn’t have to be confusing so you should try and make sure that you get a broker that will explain the different policies available and how each one would work if you were to make a claim. It is for this reason that you will want to pick an insurance broker that you can trust to help you find the right tenant insurance and be there when you need to make a claim.